About ROECNY

A regulated fintech platform for global commerce

ROECNY combines financial technology, banking experience, and multi-jurisdictional coverage to deliver cross-border banking and payment services.

Mission

Provide convenient, secure, and efficient cross-border banking and payment services through practical financial technology.

Vision

Enable borderless financial access for global businesses and internationally active individuals.

Core Values
  • Security and compliance first
  • Customer-first execution
  • Continuous innovation
Scale

Global reach with local operating presence

ROECNY operates across major markets with offices, partners, and jurisdictional coverage that support international business.

190+
Countries & Regions
Global banking and payment reach
4
Office Locations
New York, Singapore, Hong Kong, and London
SG / US / UK
Jurisdictional Coverage
Regulated support across key markets
15+ Years
Founder Experience
Leadership across banking and clearing
Leadership

Founder and leadership team

Experienced operators across banking, compliance, product, and go-to-market execution.

Founder & CEO: Roger LUO

Roger LUO has more than 15 years of experience in bank cash management and international clearing. He previously held executive roles across international banks and financial institutions, and is also the founder and first president of the Global Chinese Bankers Association.

Founder & CEO15+ years in bankingInternational clearingGlobal Chinese Bankers Association
Association
Global Chinese Bankers Association

Roger LUO is the founder and first president of the Global Chinese Bankers Association.

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Banking Partner
East West Bank

ROECNY USA announced a business partnership with East West Bank's VELO digital banking platform in 2020.

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Regional Banking Network
Global Bank

Global Bank is part of ROECNY's broader cross-border banking ecosystem and partner network.

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TR
Tristan WANG
CTO
Technology strategy, platform architecture, and product delivery.
LU
Lucy HUANG
COO
Customer operations, service quality, and execution discipline.
ST
Steven GONG
CMO
Global marketing, commercial growth, and market development.
BO
Boon Chen TAY
CCO
Compliance oversight, policy controls, and regulatory coordination.
Recent Business Developments

Recent ROECNY milestones

Selected public developments that reflect licensing progress, entity expansion, and product rollout.

November 20, 2025
Singapore MPI license application submitted

ROECNY submitted its Major Payment Institution license application in Singapore for account issuance, e-wallet, transfer, and acquiring coverage.

April 20, 2021
ROECNY Singapore incorporated

ROECNY Singapore was incorporated on April 20, 2021 to support regional fintech, banking infrastructure, and cross-border service delivery.

December 2023
European account and merchant expansion launched

ROECNY launched EUR IBAN, GBP IBAN, multicurrency accounts, and merchant checkout support for business merchants in more than 50 countries.

Global Offices

Regional hubs across key markets

ROECNY maintains offices and operating presence across the United States, Singapore, Hong Kong, and the United Kingdom.

New York, USA
Global Headquarters

99 Wall Street #2099, New York NY 10005

Singapore
Singapore Office

20 Cecil Street, #05-03, PLUS, Singapore 049705

Hong Kong SAR
Hong Kong Presence

Serving Greater China and North Asia.

London, United Kingdom
UK Office

128 City Road, London EC1V 2NX

Licenses

Jurisdictional licenses, registrations, and applications

ROECNY's jurisdictional coverage spans Singapore, the United States, and the United Kingdom across accounts, transfers, cards, and acquiring.

Singapore MPI license application
Application submitted on November 20, 2025

Planned coverage includes account issuance, e-wallet issuance, local and cross-border transfers, and merchant acquiring.

US MSB registration
United States coverage

Supports FX exchange, prepaid cards, and local and cross-border remittance workflows.

UK EMI license application
United Kingdom coverage

Supports e-money issuance, card issuance, FX exchange, and local transfer capabilities.

Client Profiles

Representative customer profiles across markets

Representative customer profiles illustrate ROECNY's reach across logistics, fintech, and global merchant use cases.

Mainland China
China Post International

A cross-border postal and logistics customer profile with international trade and settlement needs.

International fintech and remittance
STYLOPAY

A fintech and remittance customer profile serving cross-border payment users.

Global
Global merchants in 50+ countries

Representative merchant coverage across retail, digital services, and cross-border commerce in more than 50 countries.

Partners

Aligned with trusted financial partners

Partnerships across payments, identity, communications, and regulated financial infrastructure.

Mastercard
Visa
UnionPay
Plaid
Persona
Nuvei
Twilio
Global Bank
Silk Road International Bank
China Post
Peak Capital
ROCKFLOW
Card networks and payment railsIdentity and onboarding infrastructureCustomer communications and securityTreasury, issuing, and merchant workflowsPrograms for retail, enterprise, and embedded financeRegulated support across major financial markets
We Are Hiring

Join the team building cross-border financial infrastructure

ROECNY is growing across compliance, commercial, product, engineering, and operations functions.

Compliance & Legal

Support licensing work, policy execution, and jurisdictional expansion across key markets.

Business Development

Build relationships with banks, fintechs, enterprises, and strategic channel partners.

Product & Engineering

Develop digital banking, treasury, onboarding, and payment infrastructure for international clients.

Operations & Customer Success

Strengthen onboarding, service delivery, and customer support across multiple jurisdictions.

Interested in working with ROECNY?

Use the careers form to share your profile, market experience, and preferred role with the ROECNY team.

Partner with ROECNY

Connect with our team to explore strategic partnerships, customer programs, and global banking initiatives.