Building the operating layer for cross-border finance
ROECNY combines payment operating experience, financial technology, and governed infrastructure to simplify how money moves across markets.
Make cross-border financial operations simpler by coordinating accounts, payments, FX, and controls through one practical platform.
Build the trusted operating layer through which people, businesses, and institutions can move money responsibly, including through approved AI-assisted workflows.
- Clear regulatory accountability
- Practical customer outcomes
- Controlled, evidence-led innovation
Focused on governed cross-border financial operations
ROECNY's strategy is to solve complex international payment journeys through coordinated infrastructure, clear accountability, and controlled innovation.
Focus on real international business, platform, merchant, and eligible individual payment needs instead of undifferentiated mass-market growth.
Bring accounts, payment rails, FX, APIs, controls, transaction status, and reconciliation into one operating model.
Add corridors and regulated capabilities only when licensing, providers, safeguarding, controls, and operational capacity are ready.
Develop model-agnostic AI-assisted wallet, payment, and treasury workflows within authenticated mandates and deterministic controls.
Global reach with local operating presence
ROECNY combines its United States operating foundation with offices, partners, and international payment connectivity that support cross-border customers.
Founder and leadership team
Experienced operators across banking, compliance, product, and go-to-market execution.
Roger LUO has more than 15 years of experience in bank cash management and international clearing. He previously held executive roles across international banks and financial institutions, and is also the founder and first president of the Global Chinese Bankers Association.
Roger LUO is the founder and first president of the Global Chinese Bankers Association.
Visit official siteROECNY USA announced a business partnership with East West Bank's VELO digital banking platform in 2020.
Visit official siteGlobal Bank is part of ROECNY's broader cross-border banking ecosystem and partner network.
Visit official siteRegional hubs across key markets
ROECNY maintains offices and operating presence across the United States and Hong Kong.
99 Wall Street #2099, New York NY 10005
Serving Greater China and North Asia.
Current published jurisdictional coverage
ROECNY's published United States registration supports its current market positioning, with product availability depending on the applicable framework.
Supports FX exchange, prepaid cards, and local and cross-border remittance workflows.
Representative customer profiles across markets
Representative customer profiles illustrate ROECNY's reach across logistics, fintech, and global merchant use cases.
A cross-border postal and logistics customer profile with international trade and settlement needs.
A fintech and remittance customer profile serving cross-border payment users.
Representative merchant coverage across retail, digital services, and cross-border commerce in more than 50 countries.
Aligned with trusted financial partners
Partnerships across payments, identity, communications, and regulated financial infrastructure.
Join the team building cross-border financial infrastructure
ROECNY is growing across compliance, commercial, product, engineering, and operations functions.
Support licensing work, policy execution, and jurisdictional expansion across key markets.
Build relationships with banks, fintechs, enterprises, and strategic channel partners.
Develop digital banking, treasury, onboarding, and payment infrastructure for international clients.
Strengthen onboarding, service delivery, and customer support across multiple jurisdictions.
Use the careers form to share your profile, market experience, and preferred role with the ROECNY team.
ROECNY official channels
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Partner with ROECNY
Connect with our team to explore strategic partnerships, customer programs, and global banking initiatives.