Products & Services

A product suite for cross-border financial operations

ROECNY connects direct banking, enterprise treasury, embedded infrastructure, and merchant acceptance through one coordinated operating model.

Regulated railsCross-border treasury
Platform Coverage
190+ markets

Accounts, cards, FX, payouts, and acquiring aligned on a single regulated platform.

15+Local account regions
45+FX currencies
700+Payment methods
Product suite
Accounts, issuing, transfers, and merchant collections.
Core rails
Account issuanceGlobalX
Digital bankingOne+
Embedded financeBaaS
Merchant acceptanceAcquiring
US MSB RegistrationCross-border PaymentsTreasury Controls
Global product suite
Customer Fit

Start with the customer journey, then choose the product

Each solution serves a defined customer and operating need instead of forcing every use case into one generic account.

Direct Banking
Global individuals and businesses

Run account, wallet, card, transfer, and FX journeys for customers with genuine cross-border needs.

Financial Operations
Enterprise finance and treasury teams

Collect locally, pay globally, manage currencies, monitor liquidity, and reconcile activity.

Infrastructure
Platforms and financial institutions

Embed approved account and payment capabilities through APIs, white-label journeys, and operating controls.

Commerce
Established global merchants

Accept payments, manage collections and settlement, and connect merchant activity to reporting workflows.

Core Solutions

Four products, one cross-border operating model

Use one product for a focused journey or combine them as account, payment, treasury, infrastructure, and merchant needs expand.

ROECNY One+

Direct digital banking for internationally active individuals and businesses.

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ROECNY GlobalX

Global accounts, payments, FX, reconciliation, and treasury operations for finance teams.

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Global BaaS

API and white-label infrastructure for approved platforms, fintechs, and institutions.

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Global Acquiring

Merchant acceptance, collections, settlement, reporting, and payment operations.

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Scale

International reach with market-specific controls

Expand through supported account markets, currencies, payment methods, and regulated infrastructure, subject to customer and market availability.

190+
Countries & Regions
Global reach for clients
15+
Local Accounts
Major economic regions
45+
FX Currencies
Low-cost exchange
700+
Payment Methods
Cards, wallets, and local rails
Partner Layer

Connected to trusted payment and identity partners

Strategic providers across cards, identity, messaging, and global payments.

Mastercard
Visa
UnionPay
Plaid
Persona
Nuvei
Twilio
Global Bank
Silk Road International Bank
China Post
Peak Capital
ROCKFLOW

Map your payment journey to the right ROECNY product

Share your customer type, markets, currencies, payment flows, and operating requirements with the ROECNY team.